Sellers often leave tens or even hundreds of thousands of dollars on the table, sometimes without realizing it. In this episode, we talk about the common mistakes sellers make, the potential risks tied to HOA insurance and non-warrantability, and what buyers and sellers might want to consider when navigating these issues. We also look at Boulder County and Lafayette market conditions, discuss the latest sales of the week, review election results and statewide initiatives, and share our thoughts on how new policies may shape housing in Boulder.

The House Einstein Podcast is available wherever you podcast. Hosted by Osman Parvez and Hamish Crabb.

Recorded Date: 11/05/2025
Published Date: 11/07/2025

Opening Story or Quote: 

Standing before you, I think of the words of Nehru. “A moment comes but rarely in history when we step out from the old to the new, when an age ends and when the soul of a nation long suppressed finds utterance. Tonight, we have stepped out from the old into the new. So, let us speak now with clarity and conviction that cannot be misunderstood what this new age will deliver and for whom. This will be an age where New Yorkers expect from their leaders a bold vision of what we will achieve rather than a list of excuses for what we are too timid to attempt.

Topics:

• WELCOME
  • Declare Mission: Entertain, Discuss Real Estate, Help You Better the Market
  • Bios (who we are)
  • Disclaimer
  • Call to Action (Contact Us)
  • Review Topics Du Jour
  • Trigger Warning
    

• THE CLOSING TABLE | 
  • Mistakes Sellers Make

• TALES FROM THE TRENCHES | 
  • HOA Risk: ACV Policy, Non Warrantability
    

• MARKET CONDITIONS
  • Boulder County Run Down
  • Lafayette Run Down
    

• (LESSONS FROM) SALES OF THE WEEK
  • 4800 Qualla Dr 
  • 1519 16th St 
  • 1021 10th St 
  • 4800 Qualla Dr 
  • 234 Mohawk Dr 
  • 2994 75th St 

• SHAMELESS SELF PROMOTION
  • Mid-market $1.0 to $1.5M homes in Boulder.  Several clients for next year. No rush. 

• IN THE NEWS
  • Mamdani Election
    • Mamdani Platform (Housing, Cost of Living – buses, grocery, rent)
    • Osman’s and Hamish’s Thoughts
    • Predictable Racist or Prejudicial Thoughts: “I have concluded that anyone who is either voting for Democrats, contributing to the Democrats, or otherwise supporting them is one of the following four words beginning with an “I“: Idiot, Ignorant, Insane, or ideologue. How else to explain electing a Muslim terrorist communist to be mayor in our biggest city?”
      

• • Statewide Initiatives
    • LL and MM
      • $12.4M retained in excess revenue and interest generated from the reduced state income tax deductions, directed to school meals for all
      • Reduces state income tax deductions for individuals earning $300,000 or more annually, generating additional revenue to fund the Healthy School Meals for All Program

  • Boulder Election Results
    • Taxes Are In for Open Space and Mental Health (County)
    • Two Incumbent Candidates Out? (City Council)
    • More housing, full steam ahead
      

• CARVE OUTS
  • Guitar Restring, Music Education
  • Downloading Wikipedia
    

• WRAP UP
  • House Einstein Newsletter (Call To Action)
  • Check Out Social Media (YT, Insta, FB, X. Bluesky)
  • Visit House Einstein.com
  • Thank You For Joining Us
  • Feedback